Usually a big percentage of one’s income goes to housing expenses. Here is how you can minimize those expenses. Start by getting rid of stuff that you don’t need. If it is not very expensive items we are talking about and you don’t think you will have enough time to sell them, just give the stuff away to charity. Concentrate on selling those few items that you can get something for (compare 5 euros vs. 150 euros). And here I’m talking about getting rid of lots of stuff, because anyway we are not using most of the stuff that we own. You can for example try the KonMari organization method, but the most important thing is to be honest to one self and in fact get rid of everything you don’t need.
I started little by little, selling, giving away and throwing stuff I don’t need. This was not a quick process, it took me maybe a year. I thought I was already some kind of minimalist, but I was amazed by the stuff I found in the drawers and shelves. I have moved several times so I was sure I had got rid of a lot of stuff, but when I went through this organization process in my apartment I first found some items from the 1990’s and a little bit later something from the 1980’s – some things I didn’t even realize I owned! After completing the organization process you should have empty drawers and closets and it is possible to move to a smaller apartment or reorganize your current apartment.
Be open to new ideas. I sleep on a futon mattress which I fold out in the evening and fold away again in the morning. It might sound like a time-consuming process, but it only takes five minutes. And once you have it as a morning routine you will not even notice that some may consider it a stressful procedure. I use a shelf in my wardrobe for storage of the pillows and blanket during daytime. Now that I have less stuff I can live in a smaller apartment and decrease my housing expenses. And by housing expenses I mean other things than rent or mortgage. You can decrease your electricity bill and insurance. Having less stuff to worry about also means spending less money on replacing something that got broken. And to quote my daughter: if you are a minimalist you don’t need to worry about burglars because there is nothing to steal!