People have a lot of habits. Have you ever thought why you are repeating the same habits every day? Are the habits smart? When was the last time you reviewed your habits? By repeating the same habits all over again it seems to be what is considered “normal” for us. What happens if you change … Continue reading The Model: How to Improve Your Financial Situation. From the “Old Normal” to a “New Normal”.
You can benefit from meal planning in several ways. The most obvious points, and probably the most important ones as well, are related to the money spent each month on groceries, cooking healthy and nutritious meals, and managing the time spent in the kitchen efficiently to avoid stress in the evenings after work. Money When … Continue reading Advantages of Meal Prepping
Get things done efficiently. Distinguish between "want" and "need". Self-discipline is important when making changes and reaching goals. When I started studying again, like a poor university student, but as an adult with a family, I had to rethink how I was going to organize my life. At first it seemed like a loss, I … Continue reading The Benefits of Self-Discipline and Frugality
Is your goal to reach financial independence and be able to retire early - or even extremely early? This blog is not about saving money and investing it in dividend paying index funds, because there are certainly better blogs already about this topic (e.g. Mr. Money Mustache, Early Retirement Extreme). Instead I would like to … Continue reading Financial Independence and Early Retirement – Another Point of View
Usually a big percentage of one's income goes to housing expenses. Here is how you can minimize those expenses. Start by getting rid of stuff that you don't need. If it is not very expensive items we are talking about and you don't think you will have enough time to sell them, just give the … Continue reading Live in a Smaller Apartment and Save Money